Terms of Service

Agreement to Terms

By accessing or using the Arrowhead Advance website and services, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not access our services.

About Our Company

Arrowhead Advance is a lending operation owned by Wakpamni Lake Community Corporation, a tribal corporation wholly owned by the Oglala Sioux Tribe, a federally recognized sovereign Indian nation. As a tribal lending entity, we operate under the sovereignty of the Oglala Sioux Tribe.

Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a U.S. citizen or permanent resident
• Have a valid government-issued ID
• Have an active checking account in your name
• Have a regular source of income
• Have a valid email address and phone number
• Not be a resident of a state where our services are prohibited

Loan Terms

Loan Amounts

We offer installment loans ranging from $100 to $2,500. The maximum loan amount available to you depends on various factors, including your income and payment history with us.

Interest Rates and APR

Our loans carry high interest rates. The Annual Percentage Rate (APR) for our loans ranges from approximately 200% to 830%, depending on the loan amount and term. Please carefully review your loan agreement for specific rates before accepting any loan.

Repayment

Loans are repaid in installments according to the schedule in your loan agreement. Payments are automatically debited from your bank account on scheduled due dates.

Your Responsibilities

You agree to:

• Provide accurate and complete information in your application
• Notify us of any changes to your contact or banking information
• Ensure sufficient funds are available for scheduled payments
• Read and understand your loan agreement before signing
• Contact us promptly if you have difficulty making payments

Late Payments and Default

If your payment is returned due to insufficient funds or if you fail to make payments as scheduled:

• Additional fees may apply as disclosed in your loan agreement
• We may attempt to collect the debt through various means
• Your account may be reported to consumer reporting agencies
• We may use third-party collection services

Early Repayment

You may pay off your loan early at any time without any prepayment penalty. Early repayment will reduce the total amount of interest you pay.

Website Use

When using our website, you agree not to:

• Use the site for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Transmit any viruses or malicious code
• Interfere with the proper working of the website
• Impersonate any person or entity

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Arrowhead Advance and is protected by intellectual property laws.

Limitation of Liability

To the maximum extent permitted by law, Arrowhead Advance shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of our services.

Dispute Resolution

Any disputes arising from these terms or your use of our services shall be governed by tribal law and resolved through arbitration as specified in your loan agreement.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective when posted on our website. Continued use of our services after changes constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms of Service, contact us at:

Email: support@arrowheadusadvance.com
Phone: 1-888-200-2850