Bad Credit Welcome
Arrowhead Advance doesn't use traditional credit bureaus like Equifax or TransUnion. We look at your overall financial picture, not just your FICO score. Your application won't affect your credit.
Need money fast? Arrowhead Advance provides installment loans from $100 to $2,500 — even if you have bad credit. No traditional credit check required. Apply online in minutes and get funds deposited as soon as the next business day.
Arrowhead Advance is an online installment loan provider owned and operated by the Wakpamni Lake Community Corporation (WLCC), a tribal corporation of the Oglala Sioux Tribe — a federally recognized sovereign Indian nation located in South Dakota.
Unlike traditional payday loans that require full repayment on your next payday, Arrowhead Advance offers installment loans that you can pay back over time in scheduled payments. This makes managing your finances easier and more predictable.
Since 2017, Arrowhead Advance has helped over 50,000 Americans get emergency cash when they needed it most — regardless of their credit history.
Learn More About UsWe understand that life happens. When you need emergency cash, Arrowhead Advance is here to help — quickly, securely, and transparently.
Arrowhead Advance doesn't use traditional credit bureaus like Equifax or TransUnion. We look at your overall financial picture, not just your FICO score. Your application won't affect your credit.
Apply online in just 2 minutes. Get a lending decision the same day. If approved, receive your funds deposited directly into your bank account as soon as the next business day.
No hidden fees, no surprises. Arrowhead Advance discloses all rates, terms, and fees upfront before you sign anything. You'll know exactly what you're paying.
Unlike payday loans that require full repayment at once, Arrowhead Advance lets you pay back over 3-12 months with scheduled installments that fit your budget.
Your personal and financial information is protected with 256-bit SSL encryption — the same security standard used by major banks. We never sell your data to third parties.
Have questions? Our USA-based customer service team is available Monday through Saturday. Call us at 1-888-200-2850 or email anytime.
Getting cash from Arrowhead Advance is quick and easy. Here's how the process works.
Fill out our secure online application in about 2 minutes. Provide basic information about yourself, your employment, and your bank account.
An Arrowhead Advance loan specialist reviews your application and contacts you with your approval decision — often the same day you apply.
Once you accept your loan terms and sign electronically, your money is deposited directly into your bank account as soon as the next business day.
Arrowhead Advance offers installment loans designed to help you cover emergency expenses without the stress of repaying everything at once.
Whether you need help with a car repair, medical bill, rent, or any unexpected expense, Arrowhead Advance can help bridge the gap until your next payday.
View Rates & TermsUse our calculator to see what your monthly payment might look like.
*Estimate only. Actual payment depends on approval and terms.
Yes, Arrowhead Advance is a legitimate tribal lending operation. We're owned by the Wakpamni Lake Community Corporation, which is wholly owned by the Oglala Sioux Tribe — a federally recognized sovereign Indian nation.
Here's why customers trust Arrowhead Advance:
Real reviews from real customers who've used Arrowhead Advance.
My car broke down and I needed $1,200 quickly for repairs. Arrowhead Advance approved me the same day I applied and the money was in my account by the next morning. Very professional experience.
After bad experiences with payday lenders, Arrowhead Advance was refreshing. They showed me exactly what I'd pay before I signed anything. No surprises, no hidden fees. Will use again if needed.
This is my third loan with Arrowhead Advance. Their loyalty program gave me better rates this time around. Service is consistently good. My only advice: be aware the APR is high — read everything carefully before signing.
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Join over 50,000 Americans who have trusted Arrowhead Advance since 2017. Apply now — it's free and won't affect your credit score.