Trusted by 50,000+ Americans Since 2017

Get Fast Cash from Arrowhead Advance

Need money fast? Arrowhead Advance provides installment loans from $100 to $2,500 — even if you have bad credit. No traditional credit check required. Apply online in minutes and get funds deposited as soon as the next business day.

$2,500
Maximum Loan
24hr
Fast Funding
4.4★
Customer Rating
256-bit SSL Security
No Credit Impact
50,000+ Customers Served
Licensed Tribal Lender
Arrowhead Advance - Financial planning and budgeting
About Arrowhead Advance

What is Arrowhead Advance?

Arrowhead Advance is an online installment loan provider owned and operated by the Wakpamni Lake Community Corporation (WLCC), a tribal corporation of the Oglala Sioux Tribe — a federally recognized sovereign Indian nation located in South Dakota.

Unlike traditional payday loans that require full repayment on your next payday, Arrowhead Advance offers installment loans that you can pay back over time in scheduled payments. This makes managing your finances easier and more predictable.

Since 2017, Arrowhead Advance has helped over 50,000 Americans get emergency cash when they needed it most — regardless of their credit history.

Learn More About Us
Why Choose Us

Why Choose Arrowhead Advance?

We understand that life happens. When you need emergency cash, Arrowhead Advance is here to help — quickly, securely, and transparently.

Bad Credit Welcome

Arrowhead Advance doesn't use traditional credit bureaus like Equifax or TransUnion. We look at your overall financial picture, not just your FICO score. Your application won't affect your credit.

Fast Same-Day Decisions

Apply online in just 2 minutes. Get a lending decision the same day. If approved, receive your funds deposited directly into your bank account as soon as the next business day.

100% Transparent Terms

No hidden fees, no surprises. Arrowhead Advance discloses all rates, terms, and fees upfront before you sign anything. You'll know exactly what you're paying.

Flexible Installment Payments

Unlike payday loans that require full repayment at once, Arrowhead Advance lets you pay back over 3-12 months with scheduled installments that fit your budget.

Bank-Level Security

Your personal and financial information is protected with 256-bit SSL encryption — the same security standard used by major banks. We never sell your data to third parties.

Real Human Support

Have questions? Our USA-based customer service team is available Monday through Saturday. Call us at 1-888-200-2850 or email anytime.

Simple Process

How Arrowhead Advance Works

Getting cash from Arrowhead Advance is quick and easy. Here's how the process works.

1

Apply Online

Fill out our secure online application in about 2 minutes. Provide basic information about yourself, your employment, and your bank account.

2

Get Approved

An Arrowhead Advance loan specialist reviews your application and contacts you with your approval decision — often the same day you apply.

3

Receive Your Funds

Once you accept your loan terms and sign electronically, your money is deposited directly into your bank account as soon as the next business day.

Arrowhead Advance loan options
Loan Options

Arrowhead Advance Loan Amounts

Arrowhead Advance offers installment loans designed to help you cover emergency expenses without the stress of repaying everything at once.

  • New Customers: Borrow $100 to $1,500
  • Returning Customers: Borrow up to $2,500 through our Loyalty Program
  • Flexible Terms: Repay over 3 to 12 months
  • No Collateral: Unsecured personal loans
  • Early Payoff: Pay off anytime with zero prepayment penalties

Whether you need help with a car repair, medical bill, rent, or any unexpected expense, Arrowhead Advance can help bridge the gap until your next payday.

View Rates & Terms
Calculator

Estimate Your Arrowhead Advance Payment

Use our calculator to see what your monthly payment might look like.

Loan Amount$500
Loan Term6 months
Estimated Monthly Payment
$112

*Estimate only. Actual payment depends on approval and terms.

Is Arrowhead Advance legitimate
Trust & Safety

Is Arrowhead Advance Legit?

Yes, Arrowhead Advance is a legitimate tribal lending operation. We're owned by the Wakpamni Lake Community Corporation, which is wholly owned by the Oglala Sioux Tribe — a federally recognized sovereign Indian nation.

Here's why customers trust Arrowhead Advance:

  • ✓ Operating since 2017 with 50,000+ customers served
  • ✓ 4.4-star average customer rating
  • ✓ 256-bit SSL encryption for security
  • ✓ Transparent rates and terms disclosed upfront
  • ✓ USA-based customer support team
  • ✓ No hidden fees or surprises
Read More About Our Legitimacy
Reviews

What Customers Say About Arrowhead Advance

Real reviews from real customers who've used Arrowhead Advance.

Michael T.
Michael T.
Texas
Verified
★★★★★

"Fast and professional service"

My car broke down and I needed $1,200 quickly for repairs. Arrowhead Advance approved me the same day I applied and the money was in my account by the next morning. Very professional experience.

Sarah R.
Sarah R.
Florida
Verified
★★★★★

"No hidden fees - finally!"

After bad experiences with payday lenders, Arrowhead Advance was refreshing. They showed me exactly what I'd pay before I signed anything. No surprises, no hidden fees. Will use again if needed.

David L.
David L.
Ohio
Verified
★★★★☆

"Good service, but read the terms"

This is my third loan with Arrowhead Advance. Their loyalty program gave me better rates this time around. Service is consistently good. My only advice: be aware the APR is high — read everything carefully before signing.

Resources

Financial Tips from Arrowhead Advance

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Emergency Fund
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Credit Score
Credit

Understanding Your Credit Score

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Loan Types
Loans

Installment Loans vs Payday Loans

Understand the key differences and which loan type may be right for your situation.

FAQ

Common Questions About Arrowhead Advance

No minimum credit score required. Arrowhead Advance doesn't check traditional credit bureaus like Equifax or TransUnion. We welcome customers with bad credit, no credit, or even prior bankruptcies. Your application won't affect your FICO score.
$100 to $2,500 depending on your status. New customers can borrow up to $1,500. Returning customers may qualify for up to $2,500 through our Loyalty Program based on their payment history.
As soon as the next business day. Apply online in 2 minutes, get approved same day, and receive funds deposited directly into your bank account. Weekend and holiday applications are processed the next business day.
Yes, absolutely. Arrowhead Advance is owned by the Wakpamni Lake Community Corporation, part of the federally recognized Oglala Sioux Tribe. We've been serving customers since 2017 with 50,000+ loans funded.

Ready to Get Cash from Arrowhead Advance?

Join over 50,000 Americans who have trusted Arrowhead Advance since 2017. Apply now — it's free and won't affect your credit score.